Dealing With The Sharks

After your home is fully secured with the rental fences and the fire department gives you the ok to salvage items in your home there is one more matter to think about.

 

LOAN SHARKS

After you home is burned down theses “sharks” will arrive outside your home in high-end luxury vehicles.  The first time I was them was the morning after the incident.  I looked down my block and could see a line of and foreign cars with men in sunglasses wanting to speak to my parents.

DO NOT TRUST THEM!

They will give you false hope and rob you of your money.  For example, My father was approached by one stating that he could rebuild the roof at a fraction of the cost that a contractor would charge.  What he will not tell you that he will use a crappy  contractor and charge you 30% interest for helping you.

Let do the math to put things into prospective

roofing cost $10,000

plus 30% interest

equals $13,000

This is where people lose money and make these sharks rich.  Once you decided who your General contractor will be let him do the work for you.  Your wasting money by using a middle man.

 

The theft issue

First thing is first, after the fire and dealing with the shock of your home burning down.  It is important to secure your property.

why…

because THEFT will become a major issue.

After my home burned down there was still items inside that could be salvaged. rings, gold necklaces, fixtures and items in the back yard like the BBQ grill or yard supplies.  The first thing you should invest in is a fence! I know this should simple but it will save you grief down the road and will prevent your home from being vandalized.

here is a link to some company in the area that offer installations and reasonable prices.

http://www.buildersfence.com/

3 years ago….

Three years ago  in April, my home was burnt down due to an electrical fire in the garage. At four in the morning my family and I were forced to get on our hand and knees and crawl out of the burning home. We barely made it out with our lives but unfortunately our pets were not so lucky. We lost a 10-year out cat named “Bee” and a 6-month-old Labrador name “Indiana”. Watching your home burn down in front of you is a horrific experience. I felt truly helpless as I watched my house engulf into a lotus flower of flames. For months my mother has been battling insurance companies trying to our home built again. I have taken on more hours at work in order to help support my family. One person that heard what happen was nice enough to open up her home.

From now on every day is a gift, and I wake up every morning knowing that everyday whether good or bad is something to cherish.